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Aeroplan Credit Cards to Add New Benefits, But Fees Are Rising Too

by Bruce Parkinson  October 01, 2026
Aeroplan

Aeroplan is making changing to its co-branded credit cards.

Aeroplan has unveiled a major update of its Canadian co-branded credit card portfolio with new benefits starting January 12, 2027. 

“A great credit card should be rewarding every time you use it and offer benefits that fit the way you travel,” said Scott O’Leary, VP, Loyalty and Product, Air Canada.

“With new savings on flights, car and hotel redemptions, along with new features that bring comfort and convenience at the airport, these changes across our Aeroplan Credit Card portfolio are designed to deliver benefits to our members at every stage of the travel journey.”

New cardholder benefits include: 

  • 15% Off Flight Rewards: Starting January 12, all primary Aeroplan Credit Cardholders will save 15% in points when they redeem for Air Canada flight rewards, helping points go further on every trip.
  • Air Canada Flight Benefits via AC Wallet: Premium Cardholders will get up to $100 annually toward Air Canada travel, with $50 available twice a year. Core Cardholders will get up to $50 annually toward Air Canada travel, with $25 available twice a year. The first benefit will be available on January 15, 2027.
  • A 4th Day Free on Car Rental Redemptions: Building on Aeroplan’s popular 4th Night Free hotel benefit, Aeroplan Credit Cardholders will also get a 4th Day Free when redeeming Aeroplan points for eligible car rentals, as an ongoing card benefit.
  • A 4th Night Free on Hotel Redemptions: Previously a limited-time promotion, this benefit will become an ongoing card benefit as of January 12, 2027, allowing Aeroplan Credit Cardholders to redeem points for a 4th Night Free on eligible hotel stays.

Along with the new benefits comes new pricing. The annual cost for an American Express Aeroplan Reserve Card, for example, will rise from $599 to $799 per year.

Existing Travel Benefits Continue: Cardholders will continue to enjoy the benefits already included with their eligible cards. All other existing card benefits remain unchanged, including free first checked bags and priority boarding for eligible cards.

Elevated Airport Benefits for Aeroplan Premium Credit Cardholders: A benefit that previously applied only in North America will now extend access for Premium Cardholders, plus one travel companion, to Air Canada Maple Leaf Lounges worldwide. This is in addition to Air Canada Café access currently available at locations across Canada.

Priority Security Clearance: Premium Cardholders will now have access to dedicated Priority Security lanes at select airports worldwide for themselves and up to eight companions travelling on the same reservation.

Existing Exclusive Premium Benefits Continue: Premium Cardholders will continue to enjoy many of the benefits they love today, including Priority Check-In, Priority Boarding, Priority Baggage Handling, Priority Airport Standby, 10% Head Start, up to 25,000 Status Qualifying Credits, and more.

The portfolio-wide upgrades are part of Aeroplan’s ongoing commitment to delivering exceptional card benefits that support members throughout their travel journey.

  
  
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