Ontario Blue Cross Launches Canadian Travel Insurance First: Rainy Day Coverage

Ontario Blue Cross is now offering ‘Rainy Day’ coverage, calling it the first weather-based travel insurance offering of its kind in Canada. 

The coverage uses automated weather monitoring to compensate travellers when rain disrupts their trip, turning a common travel frustration into a tangible benefit – with no need for claims or paperwork. 

While traditional travel insurance protects against major unforeseen events, until now there has been no way to compensate travellers for the real impact of rain on their travels. 

“We’re turning a common travel frustration into a tangible benefit for travellers,” says Anne-Gaëlle Le Hénaff, Vice-President, Commercialization, Ontario Blue Cross.  

Automated Compensation Powered by Weather Data 

Rainy Day coverage uses an advanced weather algorithm to automatically monitor weather conditions throughout the trip.

If rainfall at the insured destination exceeds the threshold specified in the contract and all coverage conditions are met, travellers are automatically notified and invited to receive their compensation: 

• $100 per covered rainy day, per contract.
• No proof required and no claims to file.
• Automatic payment by Interac e-Transfer within two business days.

Blue Cross says Rainy Day reflects its vision: travel insurance designed for real life, giving travellers the flexibility to adapt and keep enjoying their trip, rain or shine.  

Rainy Day coverage is now available online as an add-on to Emergency Medical Care (EMC), Trip Cancellation and Interruption and the 3‑in‑1 Package for trips to Mexico, Cuba, the Dominican Republic, the United States, Canada and Europe. Coverage must be purchased at least 14 days before departure. 

Find out more here.